Budgeting and Cash Flow When it comes to personal finance, we know two things to be true:Budgeting stinks! Cash flow management is critically important to your financial success.Personal finance doesn't have to be about complex spreadsheets and cutting back on the things you love. We'll show you how to stop wondering where your money went each month and stop feeling guilty about your spending. Services start at $99 per month with a six-month engagement. (On average, new budgeters save $600 in their first two months, and more than $6,000 in their first year.)A 15 minute phone call is all it takes to begin planning for your future. Get started below.